Home >
Health Care > CHCBP: Your Option to Purchase Temporary Medical Coverage
CHCBP: Your Option to Purchase Temporary Medical Coverage
Following the loss of entitlement to military medical benefits, you may apply for temporary,
transitional medical coverage under the Continued Health Care Benefit Program (CHCBP). CHCBP
is a premium-based health care program providing medical coverage to a select group of former
military beneficiaries. CHCBP is similar to, but not part of, TRICARE. The CHCBP program
began on October 1, 1994, and extends health care coverage to the following individuals when they
lose military benefits:
- The service member (who can also enroll his or her family members)
- Certain former spouses who have not remarried
- Children who lose military coverage
DoD has contracted with Humana Military Healthcare Services, Inc. to help us administer the
CHCBP. You may contact Humana Military Healthcare Services, Inc., in writing or by phone for
any information regarding CHCBP. This includes your eligibility for enrolling in the program,
to request a copy of the CHCBP enrollment application, to obtain information regarding the health
care benefits that are available to CHCBP enrollees, and to obtain information regarding the
premiums and out-of-pocket costs once you are enrolled.
Humana Military Healthcare Services, Inc.
Attn: CHCBP
P.O. Box 740072
Louisville, KY 40201
1-800-444-5445
CHCBP Basics
Continuous coverage: CHCBP can act as a “bridge” between your military health
benefits and your new job’s medical benefits, so you and your family will receive continuous
medical coverage. It is a health care program intended to provide you with continuous health
care coverage on a temporary basis following your loss of military benefits.
Preexisting condition coverage: If you purchase this conversion health care
plan, CHCBP may entitle you to coverage for preexisting conditions often not covered by a new
employer’s benefit plan.
Benefits: The CHCBP benefits are comparable to the TRICARE Standard
benefits.
Enrollment and Coverage
Eligible beneficiaries must enroll in CHCBP within 60 days following the loss of entitlement
to the Military Health System. To enroll, you will be required to submit:
- A completed DD Form 2837, "Continued Health Care Benefit Program (CHCBP) Application" (DD Form 2837)
- Documentation as requested on the enrollment form, e.g., DD-214, "Certificate of Release or
Discharge from Active Duty;" final divorce decree; DD Form 1173, "Uniformed Services Identification
and Privilege Card". Additional information and documentation may be required to confirm an
applicant's eligibility for CHCBP.
- A premium payment for the first 90-days of health coverage
The premium rates are approximately $930 per quarter for individuals and $2,000 per quarter
for families. Humana Military Healthcare Services, Inc. will bill you for subsequent quarterly
premiums through your period of eligibility once you are enrolled.
The program uses existing TRICARE providers and follows most of the rules and procedures of
the TRICARE Standard program.
Depending on the beneficiary category, CHCBP coverage is limited to either 18 or 36
months. Eligibility periods are:
- 18 months for separating Service Members and their families
- 36 months for others who are eligible (in some cases, former spouses who have not remarried may
continue coverage beyond 36 months if they meet certain criteria)
You may not select the effective date of coverage under CHCBP. For all enrollees, CHCBP
coverage must be effective on the day after you lose military benefits.
CHCBP Is Optional
You are not required to purchase this health care coverage. Participation in the CHCBP
program is completely optional. However, enrollment in CHCBP may be in your best
interest. Investigate it closely.
