Bad Credit Reports
Before you separate or retire, obtain a copy of your credit report. Review it
thoroughly.
This can be accomplished—for free—by going to
www.annualcreditreport.com, calling
1-877-322-8228, or writing to Annual Credit Report Request Service, P.O. Box 105281, Atlanta,
GA 30348-5281.
If you find any mistakes on your credit report, resolve them before you leave the
military. Once you leave the military, you should obtain a copy of your credit report,
and review it thoroughly, at least once a year.
Here is additional information on each of the National Credit Reporting Companies:
Experian National Consumer Assistance
(Address can be found on credit report)
1-888-397-3742
http://www.experian.comAfter receiving your credit report, take steps to correct any incorrect information and to add
any omitted favorable information. You can do this by pointing out the errors and providing
the credit agency with supporting documentation that it may not have in your file.
